Steel building structure against a clear blue sky

What Drives Crane Insurance Cost

Tower crane beside a building under a bright blue sky

How much?

We won’t throw out a made-up number. Crane premiums swing too much from one outfit to the next. A real quote from an insurer is the only price worth anything.

Close-up of a tower crane operator cab

What moves the number

  • Type of work, and how many cranes and what they’re worth
  • Payroll, experience mod and loss history
  • What you lift, your contracts, limits and states

How much down?

We offer premium finance.

Yellow tower crane operator cab and jib against a white sky

How to get a better deal

  • Get us your info 60–90 days before renewal
  • Send complete loss runs (or a No Known Loss letter if you’re new) and an accurate crane list
  • Explain any big losses and what you changed
Tower crane working on a concrete high-rise frame

How fast can I get a COI?

If you’re new with us, we’ll gather your info, fill out the application, get it quoted, and go over it with you. Most quotes take about 4 to 5 days. Some come back quicker and some take a little longer. Once you’re covered, you’ll get COIs the same business day you ask.

Frequently Asked Questions

Do crane programs have minimum premiums?

A lot of them do. We’ll talk about it once we know what you do.

Tower crane beside a glass high-rise under construction

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