Crane hook and wire rope hanging against a blue sky

Crane Insurance Submission Checklist

Underwriters make up their minds quick on crane accounts, and a half-done submission gets turned down or stuck. Get this stuff together and we can put your best foot forward.

Tower crane over a concrete office frame

Brand new outfit?

You won’t have loss runs, and that’s fine. We insure new contractors. You’ll sign a No Known Loss letter. Fill in what you can below.

Tower crane lifting beside a new building on a sunny day

Already insured?

Send 3-5 years of loss runs plus your current dec pages along with the rest of this list.

The checklist

  • [ ] Company info (legal name, FEIN, type of entity, owners, years in business)
  • [ ] Every state where your cranes or crews work
  • [ ] What you do (types of lifts, who you work for, % of revenue by type)
  • [ ] Operated vs. bare rental split, plus a sample rental agreement and job ticket
  • [ ] Crane list: make, model, serial, year, value and how you came up with the value
  • [ ] Gross receipts (this year, last year, next year’s guess)
  • [ ] Payroll by job and state (operators, riggers, oilers, signalpersons, drivers, office)
  • [ ] Current and prior insurance (carriers, dates, limits, premiums)
  • [ ] Loss runs and current dec pages, if you’re already insured
  • [ ] Operator certifications (like NCCCO), experience, and driver MVRs
  • [ ] Safety program, lift planning, inspections and maintenance logs
  • [ ] Coverage and limits you want, deductibles and effective date
  • [ ] Contract insurance requirements (AI, waiver, primary/non-contributory)
Several tower cranes over a large building site at sunset

Tips

  • Start 90–120 days before renewal.
  • Ask every carrier for loss runs at the same time.
  • Keep one master crane list and update it when you buy or sell.
  • Don’t send Social Security numbers or bank info through our website form. We’ll give you a secure way to send documents.
Truck-mounted crane lifting a load onto a flatbed truck

Download

Download the printable checklist (PDF) · Related: Insurance Submission Preparation Guide

Welder in a harness welding a steel beam with sparks flying

Related pages

  • /resources/insurance-submission-preparation-guide/
  • /request-a-quote/
  • /resources/why-crane-companies-have-difficulty-obtaining-insurance/