Tower cranes over a construction site on a sunny day

General Liability for Crane Operators

If your crane work hurts somebody or tears up their property, this is what pays.

Steel frame against a deep blue sky

Can y’all handle it?

Yes sir.

  • Injury to others and damage to their property from your crane work
  • Claims after the job is done (completed operations)
  • Liability you take on in an insured contract
Steel building structure against a clear blue sky
Tower crane beside a building under a bright blue sky
Close-up of a tower crane operator cab
Yellow tower crane operator cab and jib against a white sky
Tower crane working on a concrete high-rise frame

New to the business?

Just getting started? That’s fine by us. We insure new contractors. No loss history? No problem. You’ll sign a No Known Loss letter and we’ll go from there.

Already insured and looking around?

Send us 3-5 years of loss runs and your current policy or dec pages. We’ll shop it around for you, with quicker COIs and calls returned.

Tower crane beside a glass high-rise under construction

How much down?

We offer premium finance.

Tower crane lifting a load against a blue sky

How fast can I get a COI?

If you’re new with us, we’ll gather your info, fill out the application, get it quoted, and go over it with you. Most quotes take about 4 to 5 days. Some come back quicker and some take a little longer. Once you’re covered, you’ll get COIs the same business day you ask.

The policy wording decides what’s covered.

Frequently Asked Questions

Does GL cover the load I’m lifting?

Usually not. That’s what riggers liability or on-hook coverage is for.

What is primary and non-contributory?

It’s contract language that says your policy pays first, without asking the other side’s policy to chip in. It has to be added by endorsement.

Tower crane over a concrete office frame

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