Crane Insurance
Crane insurance isn’t one policy. It’s a handful of them working together: one for the crane, one for the load, one for the public, one for your crew, one for your trucks and whatever your contracts call for.
Can y’all handle it?
Yes sir. Here are the usual pieces:
- General liability — injury and damage to others. → /crane-general-liability/
- Riggers liability — the customer’s load. → /riggers-liability-insurance/
- Crane physical damage — your crane. → /crane-physical-damage-insurance/
- Workers’ comp — your crew. → /crane-workers-compensation/
- Commercial auto — cranes and trucks on the road. → /commercial-auto-for-crane-companies/
- Umbrella / excess — higher limits, often required by contract.
- Marine — USL&H, MEL, marine GL, P&I and hull for work on the water. → /marine-crane-insurance/
Where folks get caught
- The load on the hook: GL usually leaves it out. See the article.
- A crane on a truck: auto may cover the truck but not the boom.
- Rented-out cranes: your rental agreement decides whose policy pays. See operated vs. bare.
- Waterfront work: state comp may not be the only law in play. See the maritime guide.
Choose your operation
Mobile cranes · Crane rental · Tower cranes · Boom trucks · Crane operators · Rigging contractors · Barge-mounted cranes
New to the business?
Just getting started? That’s fine by us. We insure new contractors. No loss history? No problem. You’ll sign a No Known Loss letter and we’ll go from there.
Already insured and looking around?
Send us 3-5 years of loss runs and your current policy or dec pages. We’ll shop it around for you, with quicker COIs and calls returned.
How much down?
We offer premium finance.
How fast can I get a COI?
If you’re new with us, we’ll gather your info, fill out the application, get it quoted, and go over it with you. Most quotes take about 4 to 5 days. Some come back quicker and some take a little longer. Once you’re covered, you’ll get COIs the same business day you ask.
The policy wording decides what’s covered.
Frequently Asked Questions
Is crane insurance one policy?
No. It’s usually several policies working together: liability, riggers, equipment, comp, auto, excess and, for work on the water, marine coverage.
Can you insure a new crane company?
Sure can. No loss history needed. You’ll just sign a No Known Loss letter.
Related pages
- /crane-insurance-requirements/
- /crane-insurance-cost/
- /resources/crane-coverage-comparison-guide/
